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Products & Services

INTERNATIONAL TRAVEL INSURANCE

In line with our quest to satisfy the needs of our clients in the most efficient and qualitative way, it is a pleasure to introduce our new card system to the insurance public.

Our service provider is SOS international, providing and servicing the largest international.

Our rates are very moderate compared to the benefits that accrue from our service..

BENEFITS OF THE PLAN


ACCIDENTAL BODILY INJURY POLICY

  • Bodily injury sustained by the insured under this policy through violent or accidental means.
  •  
  • Accident is defined as a sudden, unexpected, unforeseen and an unintended external and violent event, which occurs at an identifiable time and place.

  • Total Disability- disability shall be deemed to be total when the insured as a result of an accidental bodily injury or illness is incapable of earning his normal income following any occupation for which the individual is suited, (taking education, training and experience into consideration) for remuneration or profit

  • Disability shall be presumed to be permanent after the insured has been disabled continuously for not less than six consecutive months.

  • Temporary Disability- disability shall be presumed to be temporary when the insured, as a result of accidental bodily injury, is incapable of engaging or giving attention to occupation for not less than three consecutive months.
  • Death: death as a result of an injury sustained or sudden ailment during the period of coverage
  • HOSPITALIZATION AND MEDICAL CARE POLICY

  • Injuries or sickness requiring hospital admission or medical treatment while travelling outside the country.
  • Hospital confinement by a legally qualified physician for the actual usual and customary charges for reasonable and necessary hospital and medical expenses.
  • HOW DOES THE PLAN WORK

    At the start of the contract, the client determines how much money he can conveniently contribute monthly i.e. 5 or 10% of monthly salary. This contribution will purchase a correspondent death benefit (sum assured) of several multiples of the monthly contribution.

    Medical Care: any reasonable medical, therapeutic or diagnostic measure prescribed by a medical physician to the insured.

    Unforeseen sickness, which requires immediate medical treatment to alleviate existing danger to life or health.

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